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Auto Insurance in Lubbock, TX

Coverage for West Texas drivers, explained in plain English by a local licensed agent.

What Auto Insurance Covers

Liability

Pays for others' injuries and property damage you cause; Texas requires at least 30/60/25.

Collision

Repairs your vehicle after an accident.

Comprehensive

Theft, fire, flood, vandalism and hail, which matters in West Texas.

Personal Injury Protection

Medical bills and lost wages for you and your passengers; included unless you reject it in writing.

Uninsured/Underinsured Motorist

Protects you if the other driver has no or too little insurance.

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Ways to Save

Bundle Home and Auto
Safe-Driver and Defensive Driving Discounts
Multi-Car Discounts
Safety and Anti-Theft Features

Frequently Asked Questions

What is the minimum car insurance in Texas?

Texas requires 30/60/25 liability: $30,000 per injured person, $60,000 per accident, and $25,000 for property damage.

Is the state minimum enough?

Often not. A serious accident can exceed those limits, and you can be responsible for the rest.

Does car insurance cover hail damage?

Yes, if you carry comprehensive coverage, minus your deductible.

Get Your Free Quote

What would you like a quote on?

Ready to protect your ride? Let's get started on your custom quote today.

(512) 983-8361

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